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Motor Vehicle Accident Compensation in New York If you suffer injuries from a motor vehicle collision that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your lawyer will tell you if your injuries meet the threshold. Insurance companies are skilled at disputing your losses. Insurance companies may offer settlements that aren't enough to cover your losses. Damages If you've been injured in a motor vehicle accident you could be entitled to compensation. The purpose of these damages is to cover your losses and expenses, like medical bills, lost wages and property damage. You can also receive compensation for pain and suffering. This type of compensation can be subjective and difficult to quantify. However, a skilled tort attorney can help you get the most amount of compensation for your injuries. If, for motor vehicle accident attorney lawrence , you suffer an injury that results in a permanent impairment of your leg or arm the compensation could include future costs associated with the impairment. This could include physical therapy, surgeries, or prosthetics. A permanent loss of a limb or disfigurement can cause emotional trauma that lasts for a lifetime and a decreased quality of life. This is known as mental anxiety. Non-economic damages are more tangible and insurance companies frequently attempt to minimize these kinds of harms. However, a seasoned tort lawyer from Morgan & Morgan can make sure that you receive the full worth of general damages in your case. Medical bills Medical bills can quickly add as you recover from injuries in an auto accident. The cost can be overwhelming and difficult to bear, especially when you try to recover from your injuries. Fortunately, there are a number of ways in which car accident victims can receive assistance in paying their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim following an accident. PIP will also cover the loss of income for up to 90 days in the event that the victim of an accident is unable to work. In addition to PIP and health insurance, a victim's insurance and Medicare could also cover their medical expenses. The only condition is that the patient has to prove that the cost is directly related to the accident. This can be done by submitting bills and receipts from the doctor. Some hospitals and doctors will allow a victim of an accident to negotiate a settlement agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are typically known as medical liens or hospital liens. If you fail to settle these liens in the timeframe you have set, the debts may be sent to collections. Victims may also seek reimbursement for the expenses incurred by travel to and from medical appointments by tracking and saving their mileage receipts. Lost wages If you have to miss work because of a motor vehicle crash it can be extremely difficult to pay the bills. Many Americans live on a tight budget and losing just a few weeks, or even months of wages could be catastrophic. Car accident victims are usually successful in recovering lost wages through lawsuits arising from car accidents. Typically, claims for lost wages are calculated by determining the length of time an injured person would have worked regardless of their injuries. This could include any missed shifts or overtime hours and also any work performed during the hospitalization. To prove that there was no income, a request must be made for proof from the plaintiff's employer. These can be letters that confirm the time missed from work and their hourly or salary. Pay stubs, or copies of the last tax return could be included as additional documentation. It is crucial that the demand form be filed as soon as it is possible after a car accident. The injured party will be able to receive the most benefit from their claim. Additionally the evidence of the incident can be more convincing when it is given as soon as is possible. Pain and suffering The physical and emotional trauma that can result from a car accident can be extremely difficult to put a price on. However, it is still essential to seek compensation for these damages in your accident case. These are called non-economic damages. These damages can include pain and suffering, loss of enjoyment life, PTSD, and more. It can take a while to fully appreciate the impact your injury has had on you, so these costs are not as easy to quantify as medical bills or lost wages. The lawyer you hire can use one of two methods to calculate the amount of pain and suffering. The multiplier method is the most widely used. It involves adding up all of your economic losses, including past and future medical expenses, lost earnings due to your injury and property damage, and then multiplying them by a number that ranges from 1.5 to 5 to determine your total economic damages. The higher the number is the more serious your injuries are judged to be. Another method to evaluate pain and suffering is on a per diem basis. Your lawyer may ask the jury to determine a dollar amount per day that you endure. This is particularly beneficial to those who suffer an injury outside the house or have children to care for while they recuperate.